October 2026

Top 5 things to know about your healthcare options as you approach 65

Timing matters. You’re eligible to enroll in Medicare from 3 months before to no later than 3 months after your 65th birthday. Missing this deadline could lead to permanent Medicare Part B penalties on your monthly premium, delayed coverage, and gaps in protection. If you have TRICARE Prime, it could also delay your automatic enrollment in TRICARE for Life. If you already missed this deadline, contact your local Social Security Administration office to ask about a general or special enrollment period.

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